Once a consumer knows the basic types of Voluntary Benefit polices that are available, and what to look for in an insurance company, they still may have many questions. A good insurance agent can help them clarify the best options for them. There are several factors you should consider when choosing an agent. Longevity – How long has the agent been in business? Many insurance companies are recruiting machines. There is a chance your agent was working in a retail job last month. We all have to start somewhere. By definition, no one has insurance experience the day they start. If they are new, is there an experienced agent with them? Professionalism – You definitely want to work with a true professional. Does your agent have solid knowledge of the entire health insurance marketplace, not just Voluntary Benefits? Are they involved in the community they serve? Service – It is important to understand how committed your agent is to superior service. Will they give you their cellphone number? What is their promise for response time? Diversity – Are they able to represent more than one insurance company? If they only represent one company, they can’t show you different options from   Read more…