When you enroll in Medicare, you’ll have to make a number of choices to ensure that you have access to the care you need at the best possible price. To evaluate the alternatives you’re eligible for, you can use the “Compare Health Plans and Medigap Policies in Your Areaâ€� or “Compare Medicare Prescription Drug Plansâ€� on the Medicare website, www.medicare.gov. You can compare costs, coverage, plan quality, and patient satisfaction using a personalized search tool or registering for a MyMedicare.gov account. You can apply up to three months before your 65th birthday. If you do, your coverage begins the first day of the month you turn 65. If you enroll in the month you turn 65, coverage begins on the first of the following month. If you enroll within the next three months, there
is a waiting period for coverage. Medicare doesn’t cover any of your Part B bills incurred before
you’re enrolled. Part A coverage is measured in benefit periods. A benefit period begins the first day you are admitted to a hospital and ends when you’ve been out of the hospital or skilled nursing facility for 60 consecutive days. Each time a new benefit period begins, you’re responsible for the   Read more…