There are a multitude of Voluntary Benefits insurance companies in the marketplace and more entering all the time. So how do you know which company to choose to protect your family? The following items can be used as a guideline. Claims payment – Let’s face it, most consumers feel the most important thing to consider regarding any insurance company is how hard is it to file a claim and how quickly will it be paid. It is also critical that the claim be paid fairly. Many consumers also want their insurance agent to help them navigate through the claims process. In today’s age there is no reason to not do your research. But remember every insurance company in the world has someone that is upset with them. Are the reviews more positive than negative? Rate stability – Most Voluntary Benefits insurance companies reserve the right to change their rates based on many factors, but they can’t single you out. They have to raise the rates for everyone who has the same policy that you do. A little research should reveal how often this happens. Brand name – Surprisingly this is not a major factor. Do you care if you blow   Read more…